defmodule Finex do
  @moduledoc """
  Professional financial calculations for Elixir applications.

  Finex provides accurate, battle-tested financial calculations with decimal precision
  and comprehensive coverage of common financial scenarios.

  ## Features

  - 🎯 **Precision**: Uses `Decimal` for all calculations to avoid floating-point errors
  - 📊 **Comprehensive**: Covers investments, savings, and inflation analysis
  - 🚀 **Performance**: Optimized for production fintech applications
  - 🧪 **Tested**: Extensive test coverage with real-world scenarios
  - 💰 **Fee Transparency**: Separate yield and fees for accurate calculations

  ## Quick Start

      # Calculate investment outcome with yield and fees
      iex> Finex.investment_outcome(1000, 500, 5, 0.07, 0.01)
      {:ok, %{final_amount: Decimal.new("36228.25"), total_contributions: Decimal.new("31000.00"), total_interest: Decimal.new("5228.25"), initial_growth: Decimal.new("1348.46"), monthly_growth: Decimal.new("34879.79")}}

      # Calculate timeline for savings goal
      iex> Finex.savings_timeline(10_000, 500, 0.05, 0.0)
      {:ok, %{years: 1.6, months: 19.25}}

      # Analyze inflation impact
      iex> Finex.inflation_impact(1_000_000, 4, 0.03)
      {:ok, %{future_nominal_value: Decimal.new("1000000.00"), purchasing_power: Decimal.new("888487.05"), purchasing_power_loss: Decimal.new("111512.95"), purchasing_power_percentage: 88.85}}

  ## Core Module

  - `Finex.Investment` - All financial calculations with yield and fee transparency

  """

  alias Finex.Investment

  @type amount :: Decimal.t() | number()
  @type rate :: float()
  @type period :: pos_integer()

  @doc """
  Calculate final investment outcome with initial and monthly contributions.

  ## Parameters
  - `initial` - Initial lump sum investment
  - `monthly` - Monthly contribution amount
  - `years` - Investment period in years
  - `annual_yield` - Expected annual return before fees
  - `annual_fees` - Annual fees and expenses

  ## Examples

      iex> Finex.investment_outcome(1000, 500, 5, 0.07, 0.01)
      {:ok, %{final_amount: Decimal.new("36228.25"), total_contributions: Decimal.new("31000.00"), total_interest: Decimal.new("5228.25"), initial_growth: Decimal.new("1348.46"), monthly_growth: Decimal.new("34879.79")}}

  """
  @spec investment_outcome(amount(), amount(), number(), rate(), rate()) ::
          {:ok, map()} | {:error, atom()}
  defdelegate investment_outcome(initial, monthly, years, annual_yield, annual_fees \\ 0.0),
    to: Investment,
    as: :calculate_outcome

  @doc """
  Calculate timeline to reach savings goal using monthly contributions.

  ## Parameters
  - `target` - Target savings amount
  - `monthly` - Monthly contribution
  - `annual_yield` - Expected annual return
  - `annual_fees` - Annual fees (default: 0)

  ## Examples

      iex> Finex.savings_timeline(10_000, 500, 0.05, 0.0)
      {:ok, %{years: 1.6, months: 19.25}}

  """
  @spec savings_timeline(amount(), amount(), rate(), rate()) ::
          {:ok, %{years: float(), months: integer()}} | {:error, atom()}
  defdelegate savings_timeline(target, monthly, annual_yield, annual_fees \\ 0.0),
    to: Investment,
    as: :calculate_timeline

  @doc """
  Calculate timeline for lump sum investment to grow to target.

  ## Parameters
  - `target` - Target investment amount
  - `initial` - Initial lump sum investment
  - `annual_yield` - Expected annual return
  - `annual_fees` - Annual fees (default: 0)

  ## Examples

      iex> Finex.lump_sum_timeline(10_000, 5_000, 0.07, 0.0)
      {:ok, %{years: 10.0, months: 120}}

  """
  @spec lump_sum_timeline(amount(), amount(), rate(), rate()) ::
          {:ok, %{years: float(), months: integer()}} | {:error, atom()}
  defdelegate lump_sum_timeline(target, initial, annual_yield, annual_fees \\ 0.0),
    to: Investment,
    as: :calculate_timeline_lump_sum

  @doc """
  Calculate required monthly contribution to reach investment goal.

  ## Parameters
  - `target` - Target investment amount
  - `initial` - Initial investment
  - `years` - Investment period in years
  - `annual_yield` - Expected annual return
  - `annual_fees` - Annual fees (default: 0)

  ## Examples

      iex> Finex.monthly_needed(60_000, 5_000, 5, 0.06, 0.01)
      {:ok, Decimal.new("788.04")}

  """
  @spec monthly_needed(amount(), amount(), number(), rate(), rate()) ::
          {:ok, Decimal.t()} | {:error, atom()}
  defdelegate monthly_needed(target, initial, years, annual_yield, annual_fees \\ 0.0),
    to: Investment,
    as: :required_monthly_contribution

  @doc """
  Calculate progress percentage toward investment goal.

  ## Parameters
  - `current` - Current investment value
  - `target` - Target investment amount

  ## Examples

      iex> Finex.goal_progress(7_500, 10_000)
      {:ok, 75.0}

  """
  @spec goal_progress(amount(), amount()) :: {:ok, float()} | {:error, atom()}
  defdelegate goal_progress(current, target),
    to: Investment,
    as: :progress_percentage

  @doc """
  Calculate future purchasing power accounting for inflation.

  ## Parameters
  - `amount_today` - Current amount
  - `years` - Number of years in the future
  - `inflation_rate` - Annual inflation rate

  ## Examples

      iex> Finex.inflation_impact(1_000_000, 4, 0.03)
      {:ok, %{future_nominal_value: Decimal.new("1000000.00"), purchasing_power: Decimal.new("888487.05"), purchasing_power_loss: Decimal.new("111512.95"), purchasing_power_percentage: 88.85}}

  """
  @spec inflation_impact(amount(), number(), rate()) :: {:ok, map()} | {:error, atom()}
  defdelegate inflation_impact(amount_today, years, inflation_rate),
    to: Investment,
    as: :future_value_with_inflation

  @doc """
  Analyze investment goal feasibility given income constraints.

  ## Parameters
  - `monthly_income` - Monthly take-home income
  - `target` - Investment goal
  - `initial` - Initial investment
  - `years` - Timeline in years
  - `annual_yield` - Expected return
  - `annual_fees` - Annual fees (default: 0)

  ## Examples

      iex> Finex.goal_feasibility(5000, 50_000, 0, 5, 0.07, 0.01)
      {:ok, %{difficulty: :moderate, income_percentage: 14.34, recommendation: "Reasonable goal with good budgeting", required_monthly: Decimal.new("716.75")}}

  """
  @spec goal_feasibility(amount(), amount(), amount(), number(), rate(), rate()) ::
          {:ok, map()} | {:error, atom()}
  defdelegate goal_feasibility(
                monthly_income,
                target,
                initial,
                years,
                annual_yield,
                annual_fees \\ 0.0
              ),
              to: Investment,
              as: :feasibility_analysis

  @doc """
  Calculate the time required to double an investment (Rule of 72 refined).

  Uses the net return rate after accounting for fees to provide accurate doubling time.

  ## Parameters
  - `annual_yield` - Annual return rate before fees
  - `annual_fees` - Annual fees (default: 0)

  ## Examples

      iex> Finex.doubling_time(0.07, 0.01)
      {:ok, 11.59}

      iex> Finex.doubling_time(0.08, 0.0)
      {:ok, 8.69}

  """
  @spec doubling_time(rate(), rate()) :: {:ok, float()} | {:error, atom()}
  def doubling_time(annual_yield, annual_fees \\ 0.0)

  def doubling_time(annual_yield, annual_fees) when annual_yield > 0 do
    with {:ok, yield_decimal} <- Finex.Utils.to_decimal(annual_yield),
         {:ok, fees_decimal} <- Finex.Utils.to_decimal(annual_fees),
         :ok <- Finex.Utils.validate_rate(annual_yield),
         :ok <- Finex.Utils.validate_rate(annual_fees) do
      monthly_yield = Decimal.div(yield_decimal, Decimal.new(12))
      monthly_fees = Decimal.div(fees_decimal, Decimal.new(12))

      net_monthly_rate =
        Decimal.add(Decimal.new(1), monthly_yield)
        |> Decimal.mult(Decimal.sub(Decimal.new(1), monthly_fees))
        |> Decimal.sub(Decimal.new(1))

      monthly_rate_float = Decimal.to_float(net_monthly_rate)
      net_annual_rate = :math.pow(1 + monthly_rate_float, 12) - 1

      if net_annual_rate > 0 do
        years = :math.log(2) / :math.log(1 + net_annual_rate)
        {:ok, Float.round(years, 2)}
      else
        {:error, :invalid_rate}
      end
    end
  end

  def doubling_time(_, _), do: {:error, :invalid_rate}
end