defmodule Money do @moduledoc """ Money implements a set of functions to store, retrieve and perform arithmetic on a %Money{} type that is composed of a currency code and a currency amount. Money is very opinionated in the interests of serving as a dependable library that can underpin accounting and financial applications. In its initial release it can be expected that this contract may not be fully met. But thats the contract. How is this opinion expressed: 1. Money must always have both a amount and a currency code. 2. The currency code must always be valid. 3. Money arithmetic can only be performed when both operands are of the same currency. 4. Money amounts are represented as a `Decimal`. 5. Money is serialised to the database as a custom Postgres type that includes both the amount and the currency. Therefore for Ecto serialization Postgres is assumed as the data store. Serialization is entirely optional. 6. All arithmetic functions work in fixed point decimal. No rounding occurs automatically (unless expressly called out for a function). 7. Explicit rounding obeys the rounding rules for a given currency. The rounding rules are defined by the Unicode consortium in its CLDR repository as implemented by the hex package `ex_cldr`. These rules define the number of fractional digits for a currency and the rounding increment where appropriate. """ @opaque t :: %Money{currency: atom, amount: Decimal} defstruct currency: nil, amount: nil # Decimal fractional digits @rounding 8 # Default mode for rounding is :half_even, also known # as bankers rounding @default_rounding_mode :half_even use Money.Arithmetic alias Cldr.Currency @doc """ Returns the number of fractional digits to which money is rounded. This value is used to set the fractional digits in the Postgres migration and for rounding purposes. """ def rounding do @rounding end @doc """ Returns a %Money{} struct from a tuple consistenting of a currency code and a currency amount. * `currency_code` is an ISO4217 three-character binary * `amount` is an integer or a float This function is typically called from Ecto when its loading a %Money{} struct from the database. """ @spec new({binary, number}) :: Money.t def new(money_tuple) def new({currency_code, amount}) when is_binary(currency_code) do currency_code = Currency.normalize_currency_code(currency_code) validate_currency_code!(currency_code) %Money{amount: Decimal.new(amount), currency: currency_code} end @doc """ Returns a %Money{} struct from a currency code and a currency amount. * `currency_code` is an ISO4217 three-character binary * `amount` is an integer or a float This function is typically called from Ecto when its loading a %Money{} struct from the database. """ @spec new(number, binary) :: Money.t def new(amount, currency_code) when is_binary(currency_code) do currency_code |> Currency.normalize_currency_code |> new(amount) end def new(currency_code, amount) when is_binary(currency_code) do new(amount, currency_code) end def new(amount, currency_code) when is_number(amount) and is_atom(currency_code) do validate_currency_code!(currency_code) %Money{amount: Decimal.new(amount), currency: currency_code} end def new(currency_code, amount) when is_atom(currency_code) and is_number(amount) do validate_currency_code!(currency_code) %Money{amount: Decimal.new(amount), currency: currency_code} end def new(%Decimal{} = amount, currency_code) when is_atom(currency_code) do validate_currency_code!(currency_code) %Money{amount: amount, currency: currency_code} end def new(currency_code, %Decimal{} = amount) when is_atom(currency_code) do validate_currency_code!(currency_code) %Money{amount: amount, currency: currency_code} end @doc """ Returns a formatted string representation of a `Money{}`. Formatting is performed according to the rules defined by CLDR. See `Cldr.Number.to_string/2` for formatting options. The default is to format as a currency which applies the appropriate rounding and fractional digits for the currency. ## Examples iex> Money.to_string Money.new(:USD, 1234) "$1,234.00" iex> Money.to_string Money.new(:JPY, 1234) "¥1,234" iex> Money.to_string Money.new(:THB, 1234) "THB1,234.00" iex> Money.to_string Money.new(:USD, 1234), format: :long "1,234.00 US dollars" """ def to_string(%Money{} = money, options \\ []) do options = merge_options(options, [currency: money.currency]) Cldr.Number.to_string(money.amount, options) end @doc """ Returns the value part of a `Money{}` as a `Decimal` """ def to_decimal(%Money{amount: amount}) do amount end ## Helpers defp validate_currency_code!(currency_code) do if Currency.known_currency?(currency_code) do currency_code else raise Money.UnknownCurrencyError, "The currency code #{inspect currency_code} is not known" end end defp merge_options(options, required) do Keyword.merge(options, required, fn _k, _v1, v2 -> v2 end) end defimpl String.Chars do def to_string(v) do Money.to_string(v) end end defimpl Inspect, for: Money do def inspect(money, _opts) do "#Money<#{inspect money.currency}, #{Decimal.to_string(money.amount)}>" end end end