@spec acknowledge(Increase.Client.t() | keyword() | nil, String.t(), keyword()) ::
  {:ok, Increase.ACHTransfers.ACHTransfer.t()} | {:error, Increase.Error.t()}

Simulates the acknowledgement of an ACH Transfer by the Federal Reserve. This transfer must first have a status of submitted. In production, the Federal Reserve generally acknowledges submitted ACH files within 30 minutes. Since sandbox ACH Transfers are not submitted to the Federal Reserve, this endpoint allows you to skip that delay and add the acknowledgement subresource to the ACH Transfer.

POST /simulations/ach_transfers/{ach_transfer_id}/acknowledge

@spec new_notification_of_change(
  Increase.Client.t() | keyword() | nil,
  String.t(),
  map() | keyword(),
  keyword()
) :: {:ok, Increase.ACHTransfers.ACHTransfer.t()} | {:error, Increase.Error.t()}

Simulates receiving a Notification of Change for an ACH Transfer.

POST /simulations/ach_transfers/{ach_transfer_id}/create_notification_of_change

@spec return(
  Increase.Client.t() | keyword() | nil,
  String.t(),
  map() | keyword(),
  keyword()
) ::
  {:ok, Increase.ACHTransfers.ACHTransfer.t()} | {:error, Increase.Error.t()}

Simulates the return of an ACH Transfer by the Federal Reserve due to an error condition. This will also create a Transaction to account for the returned funds. This transfer must first have a status of submitted.

POST /simulations/ach_transfers/{ach_transfer_id}/return

@spec settle(
  Increase.Client.t() | keyword() | nil,
  String.t(),
  map() | keyword(),
  keyword()
) ::
  {:ok, Increase.ACHTransfers.ACHTransfer.t()} | {:error, Increase.Error.t()}

Simulates the settlement of an ACH Transfer by the Federal Reserve. This transfer must first have a status of pending_submission or submitted. For convenience, if the transfer is in status: pending_submission, the simulation will also submit the transfer. Without this simulation the transfer will eventually settle on its own following the same Federal Reserve timeline as in production. Additionally, you can specify the behavior of the inbound funds hold that is created when the ACH Transfer is settled. If no behavior is specified, the inbound funds hold will be released immediately in order for the funds to be available for use.

POST /simulations/ach_transfers/{ach_transfer_id}/settle

@spec submit(Increase.Client.t() | keyword() | nil, String.t(), keyword()) ::
  {:ok, Increase.ACHTransfers.ACHTransfer.t()} | {:error, Increase.Error.t()}

Simulates the submission of an ACH Transfer to the Federal Reserve. This transfer must first have a status of pending_approval or pending_submission. In production, Increase submits ACH Transfers to the Federal Reserve three times per day on weekdays. Since sandbox ACH Transfers are not submitted to the Federal Reserve, this endpoint allows you to skip that delay and transition the ACH Transfer to a status of submitted.

POST /simulations/ach_transfers/{ach_transfer_id}/submit