Real-Time Payments transfers move funds, within seconds, between your Increase account and any other account on the Real-Time Payments network.

Fields

• id - The Real-Time Payments Transfer's identifier.
• account_id - The Account from which the transfer was sent.
• account_number - The destination account number.
• acknowledgement - If the transfer is acknowledged by the recipient bank, this will contain supplemental details.
• amount - The transfer amount in USD cents.
• approval - If your account requires approvals for transfers and the transfer was approved, this will contain details of the approval.
• cancellation - If your account requires approvals for transfers and the transfer was not approved, this will contain details of the cancellation.
• created_at - The ISO 8601 date and time at which the transfer was created.
• created_by - What object created the transfer, either via the API or the dashboard.
• creditor_name - The name of the transfer's recipient. This is set by the sender when creating the transfer.
• currency - The ISO 4217 code for the transfer's currency. For real-time payments transfers this is always equal to USD.
• debtor_name - The name of the transfer's sender. If not provided, defaults to the name of the account's entity.
• external_account_id - The identifier of the External Account the transfer was made to, if any.
• idempotency_key - The idempotency key you chose for this object. This value is unique across Increase and is used to ensure that a request is only processed once. Learn more about idempotency.
• pending_transaction_id - The ID for the pending transaction representing the transfer. A pending transaction is created when the transfer requires approval by someone else in your organization.
• rejection - If the transfer is rejected by Real-Time Payments or the destination financial institution, this will contain supplemental details.
• routing_number - The destination American Bankers' Association (ABA) Routing Transit Number (RTN).
• source_account_number_id - The Account Number the recipient will see as having sent the transfer.
• status - The lifecycle status of the transfer.
• submission - After the transfer is submitted to Real-Time Payments, this will contain supplemental details.
• transaction_id - The Transaction funding the transfer once it is complete.
• type - A constant representing the object's type. For this resource it will always be real_time_payments_transfer.
• ultimate_creditor_name - The name of the ultimate recipient of the transfer. Set this if the creditor is an intermediary receiving the payment for someone else.
• ultimate_debtor_name - The name of the ultimate sender of the transfer. Set this if the funds are being sent on behalf of someone who is not the account holder at Increase.
• unstructured_remittance_information - Unstructured information that will show on the recipient's bank statement.