After the transfer is submitted to FedACH, this will contain supplemental details. Increase batches transfers and submits a file to the Federal Reserve roughly every 30 minutes. The Federal Reserve processes ACH transfers during weekdays according to their posted schedule.

Fields

• administrative_returns_expected_by - The timestamp by which any administrative returns are expected to be received by. This follows the NACHA guidelines for return windows, which are: "In general, return entries must be received by the RDFI’s ACH Operator by its deposit deadline for the return entry to be made available to the ODFI no later than the opening of business on the second banking day following the Settlement Date of the original entry.".
• effective_date - The ACH transfer's effective date as sent to the Federal Reserve. If a specific date was configured using preferred_effective_date, this will match that value. Otherwise, it will be the date selected (following the specified settlement schedule) at the time the transfer was submitted.
• expected_funds_settlement_at - When the transfer is expected to settle in the recipient's account. Credits may be available sooner, at the receiving bank's discretion. The FedACH schedule is published here.
• expected_settlement_schedule - The settlement schedule the transfer is expected to follow. This expectation takes into account the effective_date, submitted_at, and the amount of the transfer.
• submitted_at - When the ACH transfer was sent to FedACH.
• trace_number - A 15 digit number recorded in the Nacha file and transmitted to the receiving bank. Along with the amount, date, and originating routing number, this can be used to identify the ACH transfer at the receiving bank. ACH trace numbers are not unique, but are used to correlate returns.