Changelog

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All notable changes to this project will be documented in this file.

The format follows Keep a Changelog, and this project adheres to Semantic Versioning.

[Unreleased]

[1.0.0] - 2026-06-18

Added

  • Column.Entities — person (KYC) and business (KYB) entity management with evidence upload, beneficial owner linking, and compliance narratives
  • Column.BankAccounts — account creation, balance history, multi-owner support
  • Column.AccountNumbers — virtual account number issuance
  • Column.Counterparties — external party management with IBAN validation and financial institution lookup
  • Column.ACH — ACH credit/debit origination (PPD/CCD/WEB/TEL/POP/IAT), returns, reversals, and positive pay rules
  • Column.BookTransfers — instant internal transfers with two-phase hold support
  • Column.Wires — domestic Fedwire transfers, drawdown requests, return request flow
  • Column.InternationalWires — SWIFT cross-border payments, FX quote lifecycle, gpi tracking, amendments, cancellations
  • Column.RealtimeTransfers — RTP and FedNow instant payments, RFP flow, return request flow
  • Column.Checks — check issuance (print & mail), remote deposit capture, stop payments, returns
  • Column.Transfers — unified transfer list across all payment types
  • Column.Loans — loan origination, program management, secondary market sales
  • Column.Disbursements — loan fund disbursements with two-phase hold
  • Column.LoanPayments — payment collection and return handling
  • Column.Events — immutable audit log with event type listing
  • Column.Webhooks — endpoint management, delivery logs, HMAC signature verification
  • Column.Reporting — settlement reports and custom bank account statements
  • Column.Documents — file uploads for compliance submissions
  • Column.Simulation — sandbox simulation for all payment rails
  • Column.Pagination — cursor pagination helpers, lazy Stream support, fetch_all/2 convenience
  • Column.Client — HTTP layer with Basic Auth, retry + exponential backoff, automatic idempotency key generation, multipart upload
  • Column.Config — runtime configuration with per-request override support
  • Column.Error — structured error type with :type, :status, :code, :request_id, and :raw fields