Sandbox simulation endpoints.

Trigger real network events synthetically in the sandbox environment so you can test end-to-end flows without external parties or waiting for actual network settlement windows.

These endpoints only work in the sandbox environment. Calling them against a production API key will return a 403 error.

Test a full ACH credit flow

# 1. Simulate an inbound ACH credit arriving
{:ok, _} = Column.Simulation.receive_ach_credit(%{
  bank_account_id: "bacc_123",
  amount: 100_000,
  currency_code: "USD",
  company_name: "EMPLOYER CORP",
  entry_class_code: "PPD"
})

# 2. Settle the resulting ACH transfer
{:ok, transfers} = Column.ACH.list(bank_account_id: "bacc_123")
transfer_id = hd(transfers["data"])["id"]
{:ok, _} = Column.Simulation.settle_ach(transfer_id)

Test a realtime RFP

{:ok, _} = Column.Simulation.receive_realtime_rfp(%{
  bank_account_id: "bacc_123",
  amount: 50_000,
  currency_code: "USD"
})