@spec from_payload(map()) :: %ClearBank.Webhook.Events.BacsPaymentCreated{
  account_id: term(),
  amount: term(),
  currency: term(),
  payment_id: term(),
  processing_date: term(),
  reference: term(),
  service_user_number: term(),
  timestamp: term(),
  type: term(),
  virtual_account_id: term()
}