SEPA Credit Transfer UK (SCT UK) — send and return euro payments via the SEPA Credit Transfer scheme from within the UK.
Post-Brexit, this enables ClearBank UK clients to participate in euro SEPA payments using the SCT UK framework.
Key facts
- Currency: EUR only
- Scheme: SEPA Credit Transfer
- Endpoint: ISO 20022 pacs.008 (customer) and pacs.004 (return)
Examples
{:ok, result} = ClearBank.MultiCurrency.SepaCreditTransfer.send(client, %{
debtor_account_id: "eur-acct-uuid",
amount: "2500.00",
creditor_name: "Müller GmbH",
creditor_iban: "DE89370400440532013000",
creditor_bic: "COBADEFFXXX",
remittance_information: "Invoice DE-2024-001"
})Summary
Functions
Returns a received SEPA Credit Transfer UK payment.
Sends a SEPA Credit Transfer UK payment.
Functions
@spec return_payment(ClearBank.Client.t(), map()) :: ClearBank.HTTP.result()
Returns a received SEPA Credit Transfer UK payment.
Required params
:original_instruction_id- instruction ID of the original payment:debtor_account_id- account to return from:return_reason_code- ISO 20022 reason code (e.g."AC03","CUST"):amount- return amount
@spec send(ClearBank.Client.t(), map()) :: ClearBank.HTTP.result()
Sends a SEPA Credit Transfer UK payment.
Required params
:debtor_account_id- source EUR account UUID:amount- decimal string (EUR):creditor_name- beneficiary name:creditor_iban- beneficiary IBAN:creditor_bic- beneficiary BIC:remittance_information- payment reference
Optional params
:end_to_end_id- end-to-end reference:instruction_id- unique instruction ID